From 20 September 2025, the maximum Age Pension in Australia will increase to $1178.70 per fortnight for single retirees. For couples, each partner will receive $888.50 per fortnight, adding up to $1777 combined. This adjustment reflects cost-of-living indexation and ensures retirees’ incomes remain aligned with rising expenses.
Who Qualifies for the Age Pension?
Eligibility for the Age Pension depends on three main conditions:
- Age Requirement – You must be at least 67 years old to apply for the full pension.
- Residency Requirement – Applicants must be Australian residents, with at least 10 years of residence, of which 5 years must be continuous.
- Means Tests – Both the assets test and income test are applied. Whichever test results in the lower payment will be the amount you receive.
Key Features of the 2025 Pension Update
| Category | Details |
|---|---|
| Single (Full Pension) | $1178.70 per fortnight (~$30,646 annually) |
| Couple (Each) | $888.50 per fortnight (~$23,101 annually) |
| Combined (Couple Total) | $1777 per fortnight (~$46,202 annually) |
| Pension Age | 67 years or older |
| Residency Requirement | At least 10 years, including 5 continuous years |
| Means Tests | Asset test + income test determine the final benefit |
What This Means for Retirees
The increase will provide retirees with more financial stability. For singles, it translates to a modest but important rise in fortnightly income, while couples benefit from a combined boost that can cover essential household expenses. With living costs continuing to climb, this update ensures that older Australians are better supported in retirement.
Conclusion
The September 2025 Age Pension update is one of the most important adjustments in recent years. It guarantees higher support for eligible Australians, while keeping the system fair through age, residency, and means-testing rules. If you are approaching 67 or already retired, this is the time to check your eligibility and plan your finances accordingly.
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